- Not! No money has been credited to your account ...
- Then one more question: does it take long to get money by e-mail?
- Tanya! Have you heard? Money by e-mail ...
- (laugh)
(dialogue from the film "Hottabych", 2006)
Good day!
What they laughed at 10 years ago has now become a reality (here is even a simple dialogue from one of the films of the past, which I cited above, it shows). Currently, to transfer money to your relatives and friends, it is enough to know their e-mail address or phone number (there is no need to fill in any account numbers and incomprehensible details now).
Moreover, dozens of services provide such an opportunity (and some do not even require that the person to whom you transfer is registered with them). I wanted to say a few words about the best of them in this article ...
Note: Before translating, I recommend that you quickly familiarize yourself with all the services listed in the article. And depending on the conditions of your transfer (where you are transferring, currency, commissions, etc.), choose the most convenient method for yourself.
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Ways to transfer money by e-mail
Yandex money
Officer. website: //money.yandex.ru
Note: commission 3% (if the user is registered in the system - then 0.5%), max. the amount of funds sent - 15,000 rubles. (for unregistered destinations). Transfer of funds within Russia (if you are sending funds abroad, check on the official website to see if this is possible for your country).
The service acquired such an opportunity in 2013. It is quite popular, it allows you to easily link your bank card and use it to replenish your account (by the way, sometimes without a commission).
Sending funds is standard:
- first you need to go to the section "Money transfers";
- then choose where to write off funds (you can either from your bank card or from your wallet);
- enter the user's e-mail (it doesn't matter if he is registered in the system or not);
A warning
- enter the amount (note, the commission is 3%);
- further confirm dispatch.
Transferring funds to Yandex money
After sending funds, the user whose e-mail you specified will receive a notification to his mailbox, and can either transfer funds to his bank card (wait up to 3 ÷ 5 days), or create an account in Yandex money (funds will receive immediately after registration). Conveniently?!
PayPal
Officer. website: //www.paypal.com
Note: transferring funds worldwide! Service commissions are very different - if you have money in your PayPal account - 0%, if you send from a linked card - 3.4% + 10 rubles.
This is one of the most popular payment systems (although abroad, we are still only gaining popularity). The service has some problems with withdrawing money from an internal account to a bank card (due to sanctions, PayPal does not work with some banks). However, I could not help but mention PayPal in this article: after all, it allows you to transfer funds around the world!
To transfer, just go to the "Money Transfers" tab, then to "Send" and enter your e-mail. If the person to whom you are sending money is not registered in the system, he will receive a notification on how he can receive funds.
PayPal - Sending Funds
I would like to note that the service is qualitatively Russified and there are no problems with inaccurate (or incomplete) translation (many are simply afraid because of this to contact foreign payment systems ...) .
Addition!
You can learn more about how to use PayPal in this article: //ocomp.info/paypal-kak-im-polzovatsya.html
AdvCash
Officer. website: //wallet.advcash.com
Note: transfer commission 0%! You can protect the transfer with a protection code, which is to be reported to the user separately (i.e. until it is entered, the funds will not be credited). Transfer in USD, RUB, EUR.
I am very impressed with this service! Firstly, it works almost all over the world. Secondly, the transfer can be made in different currencies. Third, it has one of the lowest transfer fees (0%).Fourth, the transferred funds can be protected with a protection code (i.e. until the person to whom you sent the funds enters this code, he will not receive the money. That is, you can safely send funds, and then call the person and give the protection code. Even if his mailbox is hacked, the attacker is nothing will not achieve, because he does not know the code!) .
Transferring funds to AdvCash
Please note that withdrawal of funds to a bank card from AdvCash is 2.95% + 60 rubles. (and replenishing an account in AdvCash with a card can also make a big difference, for example, a commission of 0.95% will be taken from a Russian Standard bank card, 2.95% from Sberbank. That is, the total final commission can be as high as ~ 4% and 6% - (for rubles)) .
Withdraw funds to cards
QIWI vouchers
Officer. website: //qiwi.com/transfer/voucher
Note: commission for transfer is 1%; transfer amount up to 15,000 rubles; replenishment of the QIWI account from 1000 rubles. no commission; withdrawal of funds to a bank card from 1.5%. To work with the service, you only need a mobile phone (and passport data for registration).
QIWI has such a thing as "vouchers". In fact, work with them will be structured in a similar way: you just need to first generate this voucher, and then send it by mail (the addressee does not need to be registered with QIWI). The service commission is more than modest - only 1%.
Buy QIWI voucher
After receiving a message about the transfer, the addressee can register in the QIWI service, receive the funds transferred to him and withdraw them to his bank card (almost all Russian banks are supported). The final commission is one of the lowest of all the above services. In my opinion, for small amounts this is the best service!
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That's all for today.
All quick and successful transfers!
Add-ons are welcome ...
